What is the average monthly cost of living in Sheffield?
Anchored to a £35k salary, essential monthly costs in Sheffield run about £1,750 — split across rent (£850), bills (£375), food (£255) and transport (£65).
Cost of living in Sheffield
Sheffield is one of the more forgiving UK cities for the typical full-time earner — the median wage genuinely covers a comfortable life here. The breakdown below is anchored to £35k — the local median full-time wage — so the outcome (comfortable: £643 disposable per month) reflects what most people in Sheffield actually experience.
Take-home on £35k
£2,393
per month
Essentials cost
£1,750
per month
Disposable left
£643
Reality Score 74/100
Reality verdictComfortable
£35k comfortably covers life in Sheffield, with clear room left for saving and the unexpected.
Based on current UK tax rules and city cost benchmarks. Updated regularly.
What life in Sheffield actually costs
Ecclesall and Crookes are pricier; Hillsborough, Walkley and Heeley offer some of the best value 1-bed flats in the country.
Low rent does most of the heavy lifting. Even modest salaries can leave meaningful disposable income here. On a £35k salary, take-home is about £2,393 per month, with essentials of around £1,750. That leaves £643 for savings, debt, and discretionary spending. Want a deeper look? See Sheffield on £35k or Leeds vs Sheffield.
Run your own numbers for Sheffield
Plug in your salary and lifestyle to see what's actually left each month.
Monthly cost breakdown for Sheffield
Based on a single renter earning £35k.
- Rent / housing
- £850
- Bills (utilities, council tax, internet)
- £375
- Food & groceries
- £255
- Transport
- £65
- Lifestyle & misc
- £205
- Total essentials
- £1,750
74/ 100
Comfortable
Reality Score weighs take-home pay against essentials and any savings commitment to gauge how sustainable the setup is.
What this means
Comfortable. You can manage your expenses and maintain moderate savings.
What this actually means
- You could realistically save around £322/month. Over 5 years that's £19,320 before any investment growth.
See your personalised affordability
Use your salary and lifestyle to see which UK cities work best for you.
Adjust the numbers
Tweak any field — your reality updates instantly.
Take-home / mo
£2,393
Total costs / mo
£1,750
Disposable / mo
£643
Reality Score for this scenario: 74/100 — Comfortable
See full reportSee your personalised affordability
Use your salary and lifestyle to see which UK cities work best for you.
Frequently asked questions
How much rent should I budget for Sheffield?
For a single renter in Sheffield, expect rent of around £850 per month based on current city averages. Inner-city zones run higher; commuter areas can be 20–30% cheaper.
What salary do I need to live comfortably in Sheffield?
On the modelled defaults, a take-home of about £2,393/month leaves £643 disposable in Sheffield — a Reality Score of 74/100 (comfortable). To run your own numbers, estimate your monthly affordability for any UK city. For a deeper look, see Sheffield on £35k.
How does Sheffield compare to other UK cities?
Rent is the largest single variable. Compare Leeds vs Sheffield side-by-side, or browse all UK cost-of-living guides to see where your salary stretches furthest.
Related cost of living guides
Hand-picked pages that match this combination of city, salary and household — every link points to a real, published guide.
More guides
Popular scenarios
Last updated: April 2026See how we calculate this
These figures are estimates and may vary based on individual circumstances.
- Based on UK cost benchmarks
- Updated regularly
- Indicative estimates, not financial advice