Birmingham vs Nottingham: cost of living compared
On a £50k salary, the cheaper of the two saves you hundreds a month on essentials. Adjust the salary slider below to see how the gap shifts at your income — everything else (single renter, public transport, UK 2024/25 tax) is held constant.
Based on current UK tax rules and city cost benchmarks. Updated regularly.
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Nottingham
You save approximately £120/month living in Nottingham vs Birmingham — about £1,440 a year on essentials.
Where the money goes
Monthly spend per category. Cheaper bar is highlighted.
- RentΔ £100Birmingham£950Nottingham£850
- BillsΔ £5Birmingham£380Nottingham£385
- FoodΔ £10Birmingham£270Nottingham£260
- TransportΔ £5Birmingham£70Nottingham£65
Side-by-side monthly breakdown
Birmingham vs Nottingham on the same salary, same household assumptions. The cheaper city in each row is highlighted.
| Category | Birmingham | Nottingham |
|---|---|---|
| Take-home pay | £3,293 | £3,293 |
| Rent / housing | £950 | £850 |
| Bills | £380 | £385 |
| Food | £270 | £260 |
| Transport | £70 | £65 |
| Lifestyle & misc | £220 | £210 |
| Total essentials | £1,890 | £1,770 |
| Disposable left | £1,403 | £1,523 |
- Take-home payTied
- Rent / housing+£100Cheaper in Nottingham
- Bills-£5Cheaper in Birmingham
- Food+£10Cheaper in Nottingham
- Transport+£5Cheaper in Nottingham
- Lifestyle & misc+£10Cheaper in Nottingham
- Total essentials+£120Cheaper in Nottingham
- Disposable left-£120More for Nottingham
How Birmingham and Nottingham stack up
Birmingham. Birmingham is one of the most affordable major UK cities, with strong transport links and a fast-growing job market. Council tax tends to be higher than the UK average, but rent and groceries comfortably offset it.
Nottingham. Nottingham has one of the highest council tax bills of any UK city, but rents stay well below the national average. The headline saver is rent; council tax claws some of it back. Net effect is still affordable for the region.
Compare Birmingham with another city
Reality Score weighs take-home pay against essentials and any savings commitment to gauge how sustainable the setup is.
What this means
Comfortable. You can manage your expenses and maintain moderate savings.
Reality Score weighs take-home pay against essentials and any savings commitment to gauge how sustainable the setup is.
What this means
Comfortable. You can manage your expenses and maintain moderate savings.
What this actually means
- Birmingham: You could realistically save around £702/month. Over 5 years that's £42,120 before any investment growth.
- Nottingham: You could realistically save around £762/month. Over 5 years that's £45,720 before any investment growth.
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Reality Score for this scenario: 93/100 — Comfortable
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These figures are estimates and may vary based on individual circumstances.
- Based on UK cost benchmarks
- Updated regularly
- Indicative estimates, not financial advice