What is the average monthly cost of living in Nottingham?
Anchored to a £35k salary, essential monthly costs in Nottingham run about £1,770 — split across rent (£850), bills (£385), food (£260) and transport (£65).
Cost of living in Nottingham
For a worker on the local median (£35k), Nottingham delivers a budget with real disposable income left over each month. The breakdown below is anchored to £35k — the local median full-time wage — so the outcome (comfortable: £623 disposable per month) reflects what most people in Nottingham actually experience.
Take-home on £35k
£2,393
per month
Essentials cost
£1,770
per month
Disposable left
£623
Reality Score 73/100
Reality verdictComfortable
£35k comfortably covers life in Nottingham, with clear room left for saving and the unexpected.
Based on current UK tax rules and city cost benchmarks. Updated regularly.
What life in Nottingham actually costs
West Bridgford and the Park Estate sit at the top; Beeston, Sneinton and Sherwood are reliably cheaper.
The headline saver is rent; council tax claws some of it back. Net effect is still affordable for the region. On a £35k salary, take-home is about £2,393 per month, with essentials of around £1,770. That leaves £623 for savings, debt, and discretionary spending. Want a deeper look? See Nottingham on £35k or Birmingham vs Nottingham.
Run your own numbers for Nottingham
Plug in your salary and lifestyle to see what's actually left each month.
Monthly cost breakdown for Nottingham
Based on a single renter earning £35k.
- Rent / housing
- £850
- Bills (utilities, council tax, internet)
- £385
- Food & groceries
- £260
- Transport
- £65
- Lifestyle & misc
- £210
- Total essentials
- £1,770
73/ 100
Comfortable
Reality Score weighs take-home pay against essentials and any savings commitment to gauge how sustainable the setup is.
What this means
Comfortable. You can manage your expenses and maintain moderate savings.
What this actually means
- You could realistically save around £312/month. Over 5 years that's £18,720 before any investment growth.
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Take-home / mo
£2,393
Total costs / mo
£1,770
Disposable / mo
£623
Reality Score for this scenario: 73/100 — Comfortable
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Frequently asked questions
How much rent should I budget for Nottingham?
For a single renter in Nottingham, expect rent of around £850 per month based on current city averages. Inner-city zones run higher; commuter areas can be 20–30% cheaper.
What salary do I need to live comfortably in Nottingham?
On the modelled defaults, a take-home of about £2,393/month leaves £623 disposable in Nottingham — a Reality Score of 73/100 (comfortable). To run your own numbers, estimate your monthly affordability for any UK city. For a deeper look, see Nottingham on £35k.
How does Nottingham compare to other UK cities?
Rent is the largest single variable. Compare Birmingham vs Nottingham side-by-side, or browse all UK cost-of-living guides to see where your salary stretches furthest.
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Last updated: April 2026See how we calculate this
These figures are estimates and may vary based on individual circumstances.
- Based on UK cost benchmarks
- Updated regularly
- Indicative estimates, not financial advice